For the self-directed investor

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You’ve managed your own portfolio for years. You’ve outperformed. You have a system. But your spreadsheet doesn’t model concentration risk. It doesn’t stress-test against six macro scenarios. And it doesn’t surface the behavioral patterns you’d acknowledge intellectually but never identify in yourself. 7figs.ai is the analytical layer your portfolio has been missing.

“The AI agent isn’t an advisor. It’s a sparring partner — one that takes your analytical instincts seriously and surfaces what your spreadsheet can’t.”
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Run every scenario your thesis deserves.

Portfolio · Stress Test
Macro scenario analysis
48% semiconductor concentration · $1.6M portfolio
Minsky moment
−38%
Rate shock +300bps
−24%
Stagflation 2yr
−18%
Credit crunch
−11%
Mild recession
−6%
Soft landing
+12%
Tech resurgence
+29%
Worst-case loss
$608K
▲ High concentration risk
Concentration flag
48%
Semis · above 35% threshold
Retirement impact
Delayed
1–3 yrs in worst case

What it costs

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    Advanced scenarios and more conversations with Aria.

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  3. Advisory

    0.25% of Assets Under Management

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The full analytical picture

Every scenario. Every blind spot.

Six macro stress scenarios, concentration analysis, behavioral pattern flags, and a full retirement projection — all running against your actual portfolio, not a generic benchmark.

Portfolio Analysis · Timeline
Portfolio → Retirement Full plan with concentration-adjusted projections · age 48 → 68
Now · 485256606468+
Rebalance · 51
Deconcentrate · 54
Duration shift · 57
Retire · 62
At Retirement
$2.4M
▲ base case
Concentration
48%
▲ flagged
Worst-case
$1.49M
▼ Minsky scenario
Sharpe ratio
0.84
▲ above threshold
Current thesis
Concentrated semiconductor position
Concentration48%
Portfolio at 62$2.4M
Sharpe ratio0.84
Minsky scenario$1.49M −38%
Growth trajectory (base)
Year 5
$1.1M
Year 9
$1.7M
Year 14
$2.4M
Diversified
Sector-neutral, factor-diversified
Concentration22%
Portfolio at 62$2.1M
Sharpe ratio1.12
Minsky scenario$1.74M −17%
Growth trajectory (base)
Year 5
$1.0M
Year 9
$1.55M
Year 14
$2.1M
Concentration adds $300K in expected value but costs $250K in worst-case protection. The Sharpe ratio gap (0.84 vs 1.12) suggests you're accepting more risk-per-unit-return than the upside justifies. Your call — but now you have the numbers.

Your portfolio projections include lifestyle costs — not just growth targets. Add what belongs in your plan and see the real impact on your retirement number.

✈️
Travel budget
$24K/yr in retirement
🏡
Second property
$18K/yr carry cost
⛵
Boat / aircraft
$36K/yr operating
🎓
Children’s education
$12K/yr contributions
💊
Private healthcare
$20K/yr est.
🌿
Philanthropy
$8K/yr giving
With selected expenses,
target retirement corpus is
$2.6M — all costs funded.
14 years of cushion
Your analytical sparring partner
No reassurance. No simplification. Just the numbers.
Me
My semiconductor thesis has 10 years of track record. Why should I deconcentrate now?
AI
You shouldn't — unless your retirement date matters. At 48 with a 14-year runway, a Minsky-type drawdown at year 8 leaves you $390K short of your retirement number with no time to recover. The thesis can still be right; the timing risk is the problem. Would you like to see the drawdown-timing sensitivity?
Me
Show me the timing sensitivity for a 35% drawdown at different ages.
AI
At 52: recoverable, retire at 64 (+2 yrs). At 55: tight, retire at 65 (+3 yrs). At 58: retirement number missed by $180K. The window where this breaks your plan is 54–59. If you want to hold the position, consider a deconcentration trigger at 54 — not before.
Analysis context
Concentration
48% semis
Flagged
Runway to retire
14 years
Age 62
Critical window
Age 54–59
Drawdown risk
Trigger point
Decon at 54
Recommendation
One
What your spreadsheet can't model
Six macro stress scenarios, concentration risk flags, Sharpe ratio analysis, drawdown timing sensitivity — all running against your actual holdings in real time. Not a generic benchmark. Your portfolio.
Two
A sparring partner,
not an advisor
The AI takes your analytical instincts seriously. Push back on its analysis, stress-test a thesis, challenge an assumption. It won't reassure you — it'll show you the numbers and let you decide.
Three
Behavioral patterns
you won't identify yourself
Concentration bias, recency weighting, loss aversion in rebalancing decisions — the AI flags what you'd acknowledge if someone showed you, but won't spot without the data. It's not judgment. It's analysis.

You’ve done the work.
Now see where it leads.

Six macro scenarios, concentration analysis, behavioral flags — the analytical layer your portfolio has been missing.

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or

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Early Access · No card required