Pricing
Three tiers. Everything free during early access.
A Free tier you can keep, one price for Planning, and a separate fee for Advisory if and when it becomes available. No feature is held back that you would need in order to see whether this works for you.
Everything below is free today, and none of these limits are switched on. There is no card to enter and nothing to cancel, and there is no billing system in place, so nothing can be charged by accident. The tiers describe what pricing will look like — we will tell you before any of it starts applying to your account.
Free
The whole plan, once:
- Your full picture — income, spending, accounts, equity compensation, goals
- Unlimited goals. Your plan should be able to hold your actual life
- A lifetime timeline of net worth and cash flow, with every assumption visible
- Your baseline projection, plus one alternative to compare it against
- Aria, with a monthly conversation allowance
- A monthly market summary
- Export your data, or request deletion, whenever you want
Planning
Not available to buy yet — there is no billing system. It is being built. Until it exists, everything in this tier is part of free early access.
Everything in Free, plus:
- Unlimited scenarios, saved and compared side by side
- Six macro stress scenarios run against your plan
- Full stock-option and RSU modelling
- Read-only account linking, so the numbers come from your statements rather than memory
- A weekly market summary, and a periodic review of your portfolio
- A higher conversation allowance with Aria
Advisory
Not available yet. 7figs is being built to operate as an SEC-registered investment adviser under a supervised advisory model, and that registration is pending. We are not offering advisory services, and we are not accepting clients for them.
The rate is published here so you know what it will be, not as an offer. Nothing on this site is a solicitation, and using 7figs does not create an advisory relationship.
When it is available it will include everything in Planning at no additional charge, and it is billed monthly with a $10 a month minimum — so no one pays less for advice than they would pay for planning alone. Below roughly $48,000 of linked assets the planning price is the lower of the two, and that is what you would be on.
What decides how much detail you see about your own holdings
Not your tier. How much we can say about the individual securities you hold depends on a suitability qualification that is assessed per person, and the same rule applies whether you pay us nothing or the most. What the tiers change is how often you get a general market summary, and how much of the planning product you can use — never how much we are willing to say about your particular positions.
What we don't do
No commissions, no payment for order flow, no selling your data, and no fee that changes based on which products you hold. The Planning price does not change with your balance. If you link accounts holding more than roughly $48,000 of investable assets, your fee moves to Advisory's 0.25% instead — only once Advisory is available, and only after we show you an estimate and you confirm.
Questions people actually ask
What happens when early access ends?
You will have the choice to stay on Free, which does not expire, or to move to Planning. We will tell you before anything is charged, and you can export your data and leave at any point. There is no billing system in place today, so nothing can be charged by accident.
Do I need to pay to see whether it's useful?
No, and you will not need to later either. Free is a tier rather than a trial — it does not run out, and there is no card involved. The only thing it costs you is the time to describe your situation.
Is the Planning price per person or per household?
Per account. A plan can model a household — a partner, children, shared goals, both incomes — without a second subscription.
No card required.
More on how it works, or why we built it.