The fee difference is a retirement.
7figs.ai's advisory fee will be 0.25% AUM. Most advisers charge 1% or more. On a $500,000 portfolio, that difference is $3,750 a year — and $135,000 over 20 years, compounded. We think that money should stay with you.
Advisory is not available yet. Our SEC registration is pending and we are not accepting clients for it. The rate is published so you know what it will be, not as an offer.
Aria flags Nearly half of this portfolio sits in one sector. Here is what that concentration does to your range.
Scenario you can run Adding $5,000 a year puts the goal in reach about two years sooner.
⚠ Hypothetical illustration — not a client, and not a projection of your portfolio. The curve is compound arithmetic under stated assumptions: $485,000 growing at 5.5% a year with $30,000 added annually over 20 years. It is not output of our projection engine, not a prediction, not a promise, and not representative of any individual’s results. Your own figures will differ.
What it costs
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Free
$0
Does not expire
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Planning
$10/month or $100/year
Advanced scenarios and more conversations with Aria.
In preview
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Advisory
0.25% of Assets Under Management
Expected in 2027, subject to SEC registration, which is pending.
Not available yet
Everything is free during early access, and we will tell you before that changes. Full pricing.
This is what financial planning looks like when it's built for you
Not for whoever is billing you.
Every change you make — a new milestone, a salary update, a vesting event — updates your full financial picture in real time. No spreadsheets. No waiting for your advisor to return your call.
The fee difference isn't a rounding error.
On a $500,000 portfolio, the difference between 1% and 0.25% AUM is $3,750 every year. That alone is meaningful. But compounded over 20 years — assuming 7% annual growth — the gap grows to closer to $135,000. That's not a fee. That's a year of retirement.
The rate will be 0.25% because it can be. AI eliminates the overhead behind a 1% fee, and comprehensive planning does not have to cost a percentage of everything you own.
Advisory is not available yet: 7figs is being built to operate as an SEC-registered investment adviser under a supervised advisory model, and that registration is pending. We are not offering advisory services and we are not accepting clients for them. The 0.25% figure above is published so you know what it will be, not as an offer. The $135,000 figure is illustrative — it assumes a $500,000 portfolio, a 1.0% versus 0.25% annual fee and 7% annual growth compounded over 20 years, and is not a projection of any actual result.
The AI handles the intelligence. Humans handle the accountability.
This is not a chatbot. It's a supervised advisory model — a new category.
Regulated, supervised, and on your side.
Keep $135,000 where it belongs.
There is a Free tier you can keep; Planning is $10/month (or $100/year), in preview. Advisory, at 0.25% AUM, is not available yet — registration pending.
Early Access · A Free tier that does not expire · $10/month Planning, in preview · 0.25% Advisory, not yet available · No advisor calls